Are you a small business owner looking for the best credit card in the USA ? Look no further! There are many credit cards available to small business owners, offering great rewards and benefits. Whether you’re looking for a business line of credit, a USBfund business line of credit, or a secured loan for business, this post will cover the best credit cards in the USA to help you make an informed decision. We’ll also discuss how to transfer Amex points to a spouse and explore the best Amex offers from Lancome and Ralph Lauren.
Capital One Spark Cash for Business
Capital One Spark Cash for Business is one of the best credit cards in the USA for small business owners. This card offers an impressive cash back rewards program, with no annual fee and no foreign transaction fees.
If you use your Capital One Spark Cash for Business card for purchases, you’ll earn an unlimited 2% cash back. On top of that, you’ll get a one-time bonus of $500 when you spend $4,500 within the first three months.
It also offers other great benefits. You’ll get access to exclusive online account management tools, as well as the ability to transfer your points to your spouse’s Amex points.
And, if you need to secure funding for your small business, you can take advantage of Sunsecured loans for business, which are provided exclusively by Capital One.
Overall, the Capital One Spark Cash for Business is an excellent choice for any small business owner looking to maximize their savings and rewards. With its generous cash back program, exclusive benefits, and loan options, this card is sure to help you get the most out of your money.
American Express Blue Business Cash Card
The American Express Blue Business Cash Card is an ideal choice for small business owners who want to maximize their rewards and take advantage of the security that comes with a major credit card.
With this card, you can earn up to 2% cash back on all your eligible purchases, plus get a 0% introductory APR on purchases for the first 12 months.
You also have access to Amex points, which you can redeem for travel rewards, gift cards, and more.
Additionally, with this card, you don’t have to worry about annual fees or overlimit fees, so it’s a great choice for those who want to keep their costs low. And if you need to take out a loan, you can use this card to apply for sunsecured loans for small businesses.
All in all, the American Express Blue Business Cash Card is a great choice for small business owners looking for a reliable and secure credit card with plenty of rewards.
With its competitive cashback rewards, 0% introductory APR, and access to Amex points, it’s the perfect choice for any business owner looking to maximize their rewards and enjoy the peace of mind that comes with using a trusted credit card.
Chase Ink Business Unlimited
For small business owners looking for a comprehensive credit card solution, the Chase Ink Business Unlimited card is an excellent choice. With no annual fee, you get access to unlimited 1.5% cash back on all purchases, plus a sign-up bonus of $500 after spending $3,000 in the first 3 months.
On top of that, you’ll also get access to 0% APR for the first 12 months and 0% on balance transfers for the first 15 months.
The Chase Ink Business Unlimited card also offers additional rewards including double points on certain categories like office supplies and dining out, and triple points on travel and select streaming services.
You can even transfer your points to partners like United MileagePlus, Marriott Rewards, and Southwest Airlines Rapid Rewards. Additionally, the card comes with an array of purchase protection benefits like extended warranty coverage, purchase protection, and return protection.
With the Chase Ink Business Unlimited card, you can also take advantage of sunsecured loans for business as well as a variety of other financing options. Plus, you can use the card to easily manage your finances with access to Chase QuickBooks and QuickBooks Self-Employed.
And, if you’re an American Express cardholder, you can transfer your points to your spouse’s account.
Overall, the Chase Ink Business Unlimited is an excellent credit card for small business owners looking for an all-in-one solution. With its generous rewards program, financing options, and purchase protection benefits, this card is sure to help you maximize your spending and stay ahead of the competition.
Ink Business Cash Credit Card
If you’re looking for a credit card with an attractive cashback rate and no annual fee, then the Ink Business Cash Credit Card is worth considering.
Plus, you can transfer your rewards to participating loyalty programs like Amazon Prime Rewards, Southwest Rapid Rewards, Marriott Bonvoy and World of Hyatt.
For those looking to take advantage of rewards points, this card also allows you to transfer your rewards points to American Express Membership Rewards points for even more redemption options.
You can use your points for travel rewards, such as flights, hotel stays and car rentals, or redeem them for merchandise and gift cards.
With no annual fee and up to 10,000 bonus points after spending $500 on purchases in the first three months, this card offers an attractive opportunity for small business owners.
The Ink Business Cash Credit Card also offers sunsecured loans for small business owners, allowing you to use the available funds for business-related expenses such as inventory, marketing materials and equipment.
This credit card also provides fraud protection to keep your finances secure and access to a variety of online banking tools to help manage your account.
All in all, the Ink Business Cash Credit Card is an excellent choice for small business owners who want a cashback rewards card with no annual fee and a variety of redemption options.